:root{--ink:#0f1b2d;--ink2:#34445c;--muted:#6b7a90;--line:#e3e8ef;--bg:#ffffff;--soft:#f5f7fa;--brand:#1d4ed8;--brand-d:#1e3a8a}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.65 "Inter",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink2);background:var(--bg)}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}
h1,h2,h3{color:var(--ink);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,4.5vw,3rem);letter-spacing:-.02em}h2{font-size:clamp(1.5rem,3vw,2rem);letter-spacing:-.01em}h3{font-size:1.1rem}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
header{position:sticky;top:0;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.25rem;color:var(--ink)}
.logo span.mark{width:30px;height:30px;border-radius:8px;background:var(--brand);display:grid;place-items:center;color:#fff;font-size:.95rem}
.nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0;font-size:.95rem}
.nav ul a{color:var(--ink2)}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:12px 22px;border-radius:8px;font-weight:600;font-size:.95rem}
.btn:hover{background:var(--brand-d);text-decoration:none}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}
.hero{background:var(--soft);border-bottom:1px solid var(--line)}
.hero .wrap{padding:84px 20px 76px;display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:center}
.hero p.lead{font-size:1.15rem;max-width:560px}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.facts{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.facts dl{margin:0;display:grid;gap:16px}.facts dt{font-size:.8rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}.facts dd{margin:2px 0 0;color:var(--ink);font-weight:600}
section{padding:76px 0}section.alt{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.eyebrow{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;color:var(--brand);font-weight:700;margin-bottom:10px}
.intro{max-width:720px;margin-bottom:36px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.card ul{margin:10px 0 0;padding-left:18px}.card li{margin:4px 0}
.cat{display:flex;flex-wrap:wrap;gap:10px}.cat span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.93rem;color:var(--ink)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.steps div{border-top:3px solid var(--brand);padding-top:14px}.steps div::before{counter-increment:s;content:"0" counter(s);display:block;font-weight:700;color:var(--brand);margin-bottom:6px}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:24px}
footer{background:var(--ink);color:#b8c2d3;padding:48px 0 28px;font-size:.93rem}
footer a{color:#dbe3ef}footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px}
footer h4{color:#fff;margin:0 0 10px;font-size:.95rem}footer ul{list-style:none;margin:0;padding:0}footer li{margin:6px 0}
footer .bottom{border-top:1px solid #243349;margin-top:32px;padding-top:18px;font-size:.85rem}
.legal{max-width:820px;padding:56px 20px 80px}.legal h2{margin-top:1.6em;font-size:1.3rem}.legal .upd{color:var(--muted);font-size:.9rem}
@media(max-width:860px){.hero .wrap,.grid2,.contact,footer .cols{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.nav ul{display:none}}
.hero .wrap>*,.grid2>*,.grid3>*,.contact>*{min-width:0}body{overflow-x:hidden}
@media(max-width:560px){.nav .btn{padding:9px 14px;font-size:.85rem}.hero .wrap{padding:48px 20px}.steps{grid-template-columns:1fr}.logo img{height:28px}}